Paid for fertility care out of pocket?

    Before assuming insurance cannot help, find out what questions may be worth asking and what information you may want to gather.

    • Free
    • About 2 minutes
    • No insurance card or medical records required

    Educational information only

    Evernest Fertility provides educational insurance and financial navigation resources. Information provided through this tool is not a coverage determination, guarantee of reimbursement, legal advice, insurance advice, medical advice, or medical coding advice. Health plan benefits and requirements vary. Verify information directly with your insurer, plan administrator, employer benefits department, healthcare provider, billing entity, or other appropriate professional.

    Network exception, referral, authorization, and prior authorization requirements vary by health plan. Approval of a service does not necessarily mean approval of a particular out of network provider, and approval does not guarantee payment.